Core Software
P&C Intelligent Core Suite – AI-Powered P&C Insurance Software
Run P&C on an AI-driven Core
Majesco P&C Intelligent Core Suite, our market-leading cloud-based platform for property and casualty insurance, empowers customers to optimize efficiency and productivity, enhance customer experiences, and drive growth and profitability. As a leading P&C Insurance Software, we enable our customers to thrive in today’s fast-paced digital marketplace with the use of advanced technologies, including GenAI, Agentic AI, artificial intelligence, machine learning, and automation. Built on a common configurable platform, we provide rich, pre-built content that enables both IT and business users to make changes easily and independently.
GenAI + AI Agents in the Workflow
Majesco Copilot and task-specific agents sit inside core screens to summarize files, draft correspondence, recommend next steps, and execute routine actions, quote builds, claim triage/assignment, vendor invoice matching, payment allocation, cancellations. AI Agents run with role-based guardrails, approvals, and full audit trails, improving throughput and consistency while keeping work in one place.
Embedded Analytics Across Policy, Billing, and Claims
Majesco is the only property and casualty core system provider with embedded analytics natively in the platform. Teams get in-workflow KPIs, trend alerts, and decision support at key moments—quotes and endorsements, payment exceptions, FNOL, subrogation—so they can act in real time without switching tools.
Cloud-native, API-first Architecture
Unlock new levels of productivity with Majesco Copilot’s intelligent automation. Insurers save 6 hours/month per 100 policies, and users gain 20 minutes daily through AI-assisted processes. With Copilot automation, insurers will achieve a time savings of 70% in auto quoting (3 min compared to 10 min), 75% in processing claims (2.5 hrs saved per claim), and 91% to update payment plans.
Customer-Centric Updates & Innovation
Performance improvements driven by embedded analytics and Gen AI now include Fast Upgrades (upgrades in less than 14 days) and Ready-to-Use Journeys (cutting implementation time by 50%). These innovations empower insurers to stay ahead of market demands, launch new products faster, and continuously improve customer experiences—all with minimal disruption.
Insurance Solutions
Accelerate Innovation and Speed to Value
Leverage pre-configured and ready-to-use content for rapid development and launch for any line of business or new business model.
- Pre-integrated with Majesco Digital360 solutions, leveraging intelligent, ready-to-use content powered by AI for rapid development and launch across any line of business or new business model—dramatically accelerating speed to value and reducing operational overhead through faster document generation, claims setup, telemetry-driven insights, upgrades, and batch processing.
- Ready-to-use content and pre-configured processes for all products and states, enhanced by AI to manage over 4,000 forms, 14,000 data fields and 40,000 rules – streamlining operations and reducing manual effort.
- Pre-integrated with ISO and NCCI, including embedded rates and underwriting rules. AI automatically processes 667 circular updates, resulting in 26,101 changes and 2,690,693 records updated—ensuring real-time compliance and reducing risk through P&C insurance software automation.
- Expansive Open API Catalogue with a “no code API framework” for rapid integration
- Form development time in Dev Studio can be done in 10-15 minutes on a typical form to 2-3 minutes, an 80% reduction.
Adaptability and Convenience
Cutting-edge tools and capabilities to optimize and innovate your business.
- Integrated advanced analytics, automated workflows, and AI-assisted underwriting combined with top-requested features like undocking and resizing the Copilot window, Quick Actions, and improved intent recognition and search, supported by enriched UI Libraries for summary and comparative visualizations.
- Pre-integrated plug-n-play EcoExchange Apps to access marquee partner data sources and capabilities.
- Customize your Intelligent Core Landing Page with role-based views, configurable widgets, and AI-curated Quick Actions—empowering users with tailored experiences that boost productivity and engagement.
- Proactive CAT management with AI insights to proactively manage climate, natural or man-made catastrophic events.
- Glovebox integration allows agents and end-insureds to see and manage a consolidated view of policies and billing details across insurers.
A Powerful Intelligent Core
Built for the next generation of business demands and needs with open standards.
- Accelerate your cloud-native strategy with core containerization and out-of-the-box support for Umbrella and Workers Compensation lines—delivering up to 15% improved efficiency and reducing implementation time and cost through intelligent automation.
- Deploy as a standalone solution or as an enterprise suite, seamlessly integrated into your IT landscape to support the full insurance business value chain.
- Utilize day-to-day and AI-based advanced analytics to collect, curate, and analyze data with Majesco Copilot, combining cutting-edge technology with industry expertise.
- Leverage the largest survey data repository with embedded AI/ML, accessing 16M+ surveys and 200M+ tagged photos to identify and assess risks, deeply integrated with Loss Control.
- With Copilot-powered efficiency, upload documents for 75% faster quotes, 98% accuracy in cash application, and smarter claims processing & handling.
“We are thrilled to offer our customers next-gen experiences and products on our new insurance platform across the entire operation from underwriting, policy, billing, claims in multiple lines of business. The MRSGNA and Majesco teams share a forward-thinking mindset with an emphasis on adopting best practices and scalable solutions that allowed us to extend capabilities and introduce new products quickly.”
Chris Skowronski, Chief Operating Officer – Munich Re Specialty Group North America
Featured ResourCes
Blog
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If we want to know where P&C insurance is heading (and what homeowners and renters are expecting), we need only look at what is happening within our homes and rental spaces. Homes are beginning to have minds of their own. The light switch is a good place to start. Most of us mindlessly turn switches…
FAQ
Digital tech and automation will run the future of every business, including insurance. Every day, Majesco assists insurers in preparing for the new age of digital insurance by helping them construct new, resilient models of business.
The new insurance opportunities will come easily for those insurers that are innovative and responsive. To do so, they must be prepared to construct a business model and approach with a product quickly. And they must be willing (and able) to partner with others in innovative new ways. This innovative responsiveness will only happen if an insurer has a foundation of core insurance systems and processes that are flexible and able to respond rapidly … days, weeks, or a few months, rather than years.
P&C Intelligent Core Suite includes a distinct, yet fully integrated, set of solutions that together provide the flexibility and speed to innovate all while driving significant and sustainable growth, putting the power in the insurer’s hands. The P&C Intelligent Core Suite includes policy, billing, and claims and each can be deployed as stand-alone or as part of the suite through options including on-premises, hosted or Cloud via CloudInsurer®.
Majesco Intelligent Core Suite improves underwriting efficiency by delivering a unified platform that connects policy, billing, and claims, while enabling real-time data ingestion from third-party data providers to enrich risk evaluation and streamline decision-making. Embedded Copilot and Analytics capabilities surface intelligent insights and next-best actions within the underwriter’s workflow, supporting more accurate and timely decisions. The platform enables straight-through processing for standard risks, while exception-based workflows automatically route higher-risk submissions to underwriters. Automated form management ensures accurate and compliant policy document generation, accelerating policy issuance and reducing manual effort.
Yes, Majesco’s P&C Intelligent Core Suite is designed for seamless integration with third-party applications through its extensive Open API Catalog. It enables insurers to connect with industry data sources, external rating engines, fraud detection tools, and digital customer engagement platforms to enhance their overall ecosystem.
